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259 Jones St, Ray City, GA, 31645

2beds
1baths
1,310sqft
$140,000
$107price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

Welcome home to 259 Jones Street in Ray City, GA! This charming brick home offers 1,310 square feet of comfortable living space with 2 bedrooms, 1 bathroom, a huge living room, and spacious kitchen dining room. Step inside to find beautiful, original hardwood floors in the living room and both bedrooms. Recent updates throughout enhance the home's functionality while preserving its inviting charm. Outside, you'll enjoy a .25 acre lot featuring a fenced yard and a convenient carport with additional storage. Ideally located just minutes from Moody Air Force Base, this home offers an excellent opportunity for first-time buyers, downsizers, or military personnel. Don't miss your chance to own this well-maintained home with character, updates, and a convenient location.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Berrien Elementary SchoolGrades 3-510.2 mi
5/10
Berrien Middle SchoolGrades 6-810.1 mi
6/10
Berrien High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range,Microwave
  • Laundry features: In Garage/Carport

Bedroom2

  • Area: 124.5833

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 169.6875

Features

  • Insulated
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,310
  • Total interior livable area: 1,310 sqft

Kitchen

  • Area: 157.5

Living Room

  • Area: 275.5556

Master Bathroom

  • Area: 64.1667

Master Bedroom

  • Area: 129.3889

Property

Details

  • Parcel number: 077A 45 000
  • Zoning: R3

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Carport
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$75$900
Property Taxes $86$1,032
Electricity $219$2,637
Total$1,087$13,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 31645$124
Berrien County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 31645
Berrien County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$140,000
2026-07-29Listed for sale$140,000
2022-03-25Sold$90,000
2010-06-14Sold$30,000

For Sale by Agent

AgentH. Aaron Strickland
BrokerageSouthern Standard

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