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27 E Bruce St, Mc Rae, GA, 31055

2beds
2baths
1,109sqft
$105,000
$95price/sqft
$948/moest. monthly cost
$37,920/yrincome needed

About This Home

Quaint and classic, this brick ranch on Bruce Street in McRae-Helena offers timeless charm in a peaceful corner lot setting surrounded by beautiful pine trees. Featuring 2 bedrooms and 2 full bathrooms, the home boasts hardwood floors and a kitchen where the cabinets and walls showcase matching paneling for a warm, inviting atmosphere. An attached carport plus an additional detached carport provide ample covered parking, and a storage shed adds extra space for tools and equipment. This home is your perfect blend of comfort, character, and convenience.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven,Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level,Tile Bath
  • Flooring: Hardwood,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,109

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric,Other

Interior Area

  • Total structure area: 1,109
  • Total interior livable area: 1,109 sqft

Property

Details

  • Parcel number: MC2900 014

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: City,Seasonal View

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Detached
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$138$1,656
Property Taxes $61$732
Electricity $219$2,637
Total$948$11,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,502/yr
40% on housing$28,440/yr
45% on housing$25,280/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 31055$90
Telfair County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31055
Telfair County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$105,000
2026-02-27Pending sale$105,000
2026-01-30Price change$105,000
2025-11-17Price change$109,000
2025-08-01Listed for sale$115,000

For Sale by Agent

AgentWilliam W Routh III
BrokerageRouth Realtors, LLC

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