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3540 Cleveland Ave, Kansas City, MO, 64128

2beds
1baths
1,144sqft
$108,000
$94price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Welcome home to this beautifully updated 2-story, 2-bedroom, 1-bath home that offers the perfect blend of charm, comfort, and convenience! Featuring fresh updates throughout, this move-in-ready property is ideal for first-time homebuyers, downsizers, or anyone looking for an investment opportunity. The functional floor plan provides comfortable living spaces, while the 1-car garage offers added storage and convenience. Located just minutes from shopping, dining, and everyday amenities, you'll love having everything you need close by. Previously used as a rental, this home has been well maintained and presents an excellent opportunity for both owner-occupants and investors looking to add a turnkey property to their portfolio. Don't miss your chance to own this affordable, updated home in a convenient location—schedule your showing today!

Getting Around

36
WalkingCar-Dependent
39
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

2/10
Central Middle SchoolGrades 7-80.4 mi
1/10
Central High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Garage Entrance

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 31310051900000000

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3,275 sqft

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$302$3,624
Property Taxes $101$1,212
Electricity $141$1,693
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 64128$87
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64128$61
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$108,000
2026-07-11Listing removed$1,200
2026-07-05Listed for sale$110,000
2026-06-25Listed for rent$1,200
2024-08-13Listing removed--
2024-05-10Listed for sale$120,000
2024-04-25Listing removed--
2024-03-04Listed for sale$110,000
2024-01-07Listing removed--
2023-11-14Price change$100,000
2023-08-16Price change$110,000
2023-07-06Price change$112,500
2023-03-22Price change$115,500
2023-01-06Listed for sale$117,500
2022-12-13Listing removed--
2022-11-18Price change$100,000
2022-11-01Listed for sale$130,000
2021-11-09Listing removed--
2021-09-06Price change$107,000
2021-08-14Listed for sale$115,000
2020-07-28Sold--
2012-08-11Listing removed$49,000
2012-07-29Listed for sale$49,000
2007-09-18Sold--
2007-01-31Sold--

For Sale by Agent

AgentWhitney Boyd
BrokerageRE/MAX Heritage

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