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1129 W Bismark Ave, Spokane, WA, 99205

2beds
1baths
1,547sqft
$249,900
$162price/sqft
$1,702/moest. monthly cost
$68,080/yrincome needed

About This Home

Fantastic opportunity in North Spokane! This move-in ready 2-bedroom, 1-bath home offers comfort, convenience, and plenty of potential. Situated on a large corner lot, the home features a spacious eat-in kitchen, main-floor laundry, two generously sized bedrooms, and a full bath. The unfinished basement provides a blank canvas ready for your vision—whether you need additional living space, a workshop, or extra storage. Vinyl windows throughout, all appliances included, and an attached one-car garage with convenient interior access add to the home's appeal. Centrally located near shopping, parks, schools, and everyday amenities, this is a solid property with an excellent opportunity to build equity. Come see everything this home has to offer!

Getting Around

61
WalkingSomewhat Walkable
40
TransitSome Transit
54
BikeBikeable

Schools

5/10
6/10
4/10
Shadle Park High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Vinyl Frames

First Floor

  • Level: First
  • Area: 941

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,547
  • Total interior livable area: 1,547 sqft

Property

Details

  • Parcel number: 36312.2817

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 7,100 sqft
  • Features: Level,Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Off Site
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$80$960
Property Taxes $210$2,520
Electricity $149$1,793
Total$1,702$20,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,354/yr
40% on housing$51,060/yr
45% on housing$45,386/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$249,900
2026-07-30Listed for sale$249,900
2013-07-13Listing removed$99,950
2013-05-09Price change$99,950
2013-04-28Price change$104,950
2013-03-28Price change$99,950
2013-03-20Price change$103,500
2013-03-12Price change$103,900
2013-03-02Price change$104,400
2013-01-08Listed for sale$104,900
2012-11-18Listing removed$104,900
2012-10-18Price change$104,900
2012-10-10Price change$105,900
2012-09-27Price change$106,900
2012-09-04Price change$109,900
2012-08-18Listed for sale$114,900
1990-04-13Sold$50,000

For Sale by Agent

AgentRoss Hawkinson
BrokerageWindermere Manito, LLC

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