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4703 N Stevens St, Spokane, WA, 99205

5beds
2baths
2,562sqft
$399,900
$156price/sqft
$2,665/moest. monthly cost
$106,600/yrincome needed

About This Home

Brick side-by-side duplex with strong rental history on a large corner lot in a desirable neighborhood. Well maintained with a new roof (2022) and exterior updates completed in 2024, Painting and some new flooring in 2026. Each unit offers a private garage, two driveway parking spaces, central A/C, and a fenced backyard with convenient alley access. Unit 4707 3 bedrooms 1 Bath. Main level features 2 bedrooms, 1 bath, living room, and an eat-in kitchen remodeled in 2019 with updated appliances. The finished lower level provides additional living space with a family room, third bedroom with egress window(s), large storage room with potential for a future bath or office, and laundry area. Unit 4703 offers a 2 bed, 1 bath layout. Great flexibility for investors or future owner-occupants.

Getting Around

65
WalkingSomewhat Walkable
45
TransitSome Transit
50
BikeBikeable

Schools

3/10
5/10
Salk Middle SchoolGrades 6-81.8 mi
4/10
Shadle Park High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Basement: Partial,Partially Finished,Rec/Family Area,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 2,562 sqft

Property

Details

  • Parcel number: 36314.1825

Features

  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 7,630 sqft
  • Features: Level,Corner Lot,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$128$1,536
Property Taxes $340$4,080
Electricity $175$2,102
Total$2,665$31,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,371/yr
40% on housing$79,950/yr
45% on housing$71,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$399,900
2026-07-30Price change$404,900
2026-07-13Listed for sale$409,900
2026-04-13Listing removed$399,950
2026-03-31Pending sale$399,950
2026-03-11Listed for sale$399,950
2025-11-11Listing removed$399,950
2025-08-23Price change$399,950
2025-08-04Listed for sale$415,000
2023-03-23Sold$382,700
2023-03-03Pending sale$400,000
2022-11-18Price change$400,000
2022-11-03Listed for sale$415,000
2002-04-29Sold$125,900

For Sale by Agent

AgentTom Price
BrokerageFirst Look Real Estate

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