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403 Oak St, Laurel, NE, 68745

2beds
2baths
1,832sqft
$260,000
$142price/sqft
$2,093/moest. monthly cost
$83,720/yrincome needed

About This Home

New, being built as we speak - Townhouse. This townhouse features 2 Bedrooms & 2 Bathrooms, open floor plan with one bedroom being a true master bedroom. There is an above ground storm shelter for easy access. 2 car attached garage with zero entry! No steps! Everything you need all on the same floor with no steps. Front patio & back deck for enjoy the beautiful weather days or a fun barbecue with friends & family. The townhouse is located in the downtown area of Laurel, making for an easy drive or even walk to all the things you need.. groceries, dr's office, pharmacy, school, parks, swimming pool. This unit will be available by the end of July. If buyer goes into contract for purchase early on before townhouse is complete, they may be involved in some of the decisions of finishing touch & details. *Any upgrades to finishing details, will be an additional charge on final sales price. **Picture is a mock up and does not depict the actual color or final look of home. Blueprint will be the actual layout of the townhouse.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area above ground: 1,832

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Accessibility

  • Accessibility features: Handicap

Details

  • Parcel number: 6625.00
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Deck
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance $414$4,968
Property Taxes $241$2,892
Electricity $124$1,493
Total$2,093$25,116

Income You'd Need if You Spent...

35% on housing$71,760/yr
40% on housing$62,790/yr
45% on housing$55,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 68745$131
Cedar County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 68745
Cedar County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$260,000
2025-08-14Sold$12,000

New Construction

AgentWendi Schutte
BrokerageFarmers National Company

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