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802 W 4th St, Laurel, NE, 68745

2beds
2baths
1,441sqft
$375,000
$260price/sqft
$2,965/moest. monthly cost
$118,600/yrincome needed

About This Home

Exceptional craftsmanship and premium finishes define this 2018 zero-entry residence constructed by Otte Construction. Designed with both functionality and quality in mind, the home features granite countertops, heated floors covered with luxury vinyl tile, custom cabinetry, and cement board siding for lasting durability. The well-designed floor plan includes a spacious kitchen centered around a large island with breakfast bar seating, creating a seamless flow into the main living areas. The primary suite offers a private bath and expansive closet space, while main-floor laundry enhances everyday convenience. Additional highlights include a built-in storm shelter located within the garage, a composite rear deck, and an oversized driveway providing substantial off-street parking. Positioned on a nearly one-half-acre corner lot, the property offers ample outdoor space and a desirable setting away from the congestion of the local highways. This is a rare opportunity to own a thoughtfully constructed single level home that combines modern amenities, quality materials, and enduring value.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Master Bath,Master WI Closet,Granite/Quartz,Kitchen Island
  • Flooring: Luxury Vinyl,Heated Floor
  • Finished area below ground: 0
  • Finished area above ground: 1,441

Heating & Cooling

  • Heating features: Heat Pump,Radiant,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,441
  • Total interior livable area: 1,441 sqft

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 0006997.12

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.48 Acres
  • Features: Garden,Landscaped,Lawn Sprinkler System

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance $597$7,164
Property Taxes $348$4,176
Electricity $124$1,493
Total$2,965$35,580

Income You'd Need if You Spent...

35% on housing$101,657/yr
40% on housing$88,950/yr
45% on housing$79,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 68745$117
Cedar County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 68745
Cedar County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$375,000

For Sale by Agent

AgentNick Tramp
BrokerageUnited Real Estate Solutions

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