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528 E Joseph Ave, Spokane, WA, 99208

2beds
1baths
1,344sqft
$259,900
$193price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Here is your opportunity to own an affordable home in North Spokane close to great restaurants, shopping, and Holy Family Hospital. This 2-bedroom, 1-bath home offers a newer roof, vinyl siding and windows, and a newer bathroom remodel. An oversized carport offers off-street parking, and a fully fenced backyard and full unfinished basement are a few more features. Move in ready!

Getting Around

64
WalkingSomewhat Walkable
41
TransitSome Transit
58
BikeBikeable

Schools

3/10
3/10
Garry Middle SchoolGrades 6-80.2 mi
3/10
Rogers High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Vinyl Frames,LVP/LVT Flr

First Floor

  • Level: First
  • Area: 672

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 36322.2106

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$70$840
Property Taxes $219$2,628
Electricity $149$1,793
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 99208$194
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99208$194
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$259,900
2024-12-01Listing removed$1,500
2024-12-01Price change$1,500
2024-11-11Price change$1,575
2024-10-09Price change$1,600
2024-09-30Listed for rent$1,800
2023-08-16Sold$207,000
2021-12-30Sold$208,550

For Sale by Agent

AgentPhil Konynenbelt
BrokeragePlese Realty LLC

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