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309 E Nebraska Ave, Spokane, WA, 99208

4beds
2baths
1,920sqft
$399,000
$208price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2-bathroom Spokane gem offering 1,920 square feet of comfortable living space. Pride of ownership shines throughout this one-family-owned home that has been meticulously cared for over the years. Clean, fresh, and move-in ready, this home offers timeless charm combined with thoughtful upkeep. Enjoy convenient main floor living with the option to relocate the laundry room back to the basement if desired. Large picture windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Outside, the well-kept landscaping is complemented by a sprinkler system, fully fenced backyard, paved driveway, storage shed, and plenty of off-street parking. Whether you're relaxing outdoors or entertaining guests, this property offers both comfort and functionality. Ideally located close to hospitals, Trader Joe’s, restaurants, shopping, and everyday amenities, this home combines exceptional care with an unbeatable locatio

Getting Around

74
WalkingVery Walkable
41
TransitSome Transit
58
BikeBikeable

Schools

3/10
3/10
Garry Middle SchoolGrades 6-80.3 mi
3/10
Rogers High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

First Floor

  • Level: First
  • Area: 960

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 36322.2219

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,694 sqft
  • Features: Sprinkler - Automatic,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$108$1,296
Property Taxes $55$660
Electricity $149$1,793
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 99208$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99208$194
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$399,000
2026-05-22Listed for sale$409,999

For Sale by Agent

AgentMolly Cole
BrokerageAmplify Real Estate Services

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