106 S West St, Ponca, NE, 68770
About This Home
Discover a truly unique opportunity in the welcoming community of Ponca. This creatively converted metal structure offers three bedrooms and has been thoughtfully updated to provide comfortable, functional living space with modern touches throughout. The interior features refreshed finishes, an efficient layout, and flexible living areas that can accommodate a variety of needs. Whether you're looking for a primary residence, investment property, or something outside the ordinary, this property stands out for its character and versatility. Situated in a small-town setting, you'll enjoy the benefits of lower property taxes and a relaxed pace while still having access to local amenities, parks, and services nearby. If you're seeking something distinctive with recent updates and practical living space, this property is worth look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Roof: Metal
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Negotiable
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 4
Features
- Computer Area,New Kitchen
- Finished area below ground: 0
- Finished area above ground: 2,480
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,480
- Total interior livable area: 2,480 sqft
Property
Details
- Parcel number: 0022205.01
- Zoning: res
- Zoning description: res
Lot
- Lot size: 8,712 sqft
- Features: Level,Wooded
Parking
- Parking features: No Garage,Crushed Rock
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Drought
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance | $273 | $3,276 |
| Property Taxes | $184 | $2,208 |
| Electricity | $153 | $1,837 |
| Total | $1,494 | $17,928 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $185,000 |
View on Zillow