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628 E Sanson Ave, Spokane, WA, 99207

2beds
1baths
910sqft
$179,900
$198price/sqft
$1,276/moest. monthly cost
$51,040/yrincome needed

About This Home

Holy Family area charmer and under 200k! Do not miss this opportunity to buy at a great price and start growing equity day1. Home is currently occupied by a long-time tenant making this a no brainer, low maintenance investment. Room for an ADU and additional income or a shop for owner occupant. Investor special as owner finance terms are also being offered on this one. Lovely 2 bed/1bath home with a partial basement and fenced yard central to everything. This one will go quick!

Getting Around

60
WalkingSomewhat Walkable
43
TransitSome Transit
58
BikeBikeable

Schools

3/10
3/10
Garry Middle SchoolGrades 6-80.3 mi
3/10
Rogers High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 728

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Property

Details

  • Parcel number: 36323.0608

Features

  • Levels: One
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$66$792
Property Taxes $152$1,824
Electricity $149$1,793
Total$1,276$15,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,748/yr
40% on housing$38,280/yr
45% on housing$34,026/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 99207$133
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99207$182
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$179,900
2026-06-29Price change$189,900
2026-06-17Listed for sale$194,900
2018-09-20Listing removed$899
2018-09-12Listed for rent$899
2018-02-28Sold$80,000
2005-05-09Sold$34,950
2001-12-14Sold$24,000
2001-09-05Sold$24,000

For Sale by Agent

AgentKim Vinson
BrokerageExtant Realty

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