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2602 E Diamond Ave, Spokane, WA, 99217

2beds
1baths
925sqft
$239,000
$258price/sqft
$1,642/moest. monthly cost
$65,680/yrincome needed

About This Home

Charming Cottage in the City, Move-in Ready! This charming home features a spacious living room and kitchen for its size, making it perfect for cooking, entertaining, and everyday living. The bathroom includes a cozy deep soaking tub with a shower plus two comfortable bedrooms and the convenience of an indoor stacked washer and dryer. Major upgrades set this home apart from many others in its price range, including; Mini-split heating and air conditioning for year-round comfort, New roof and roof sheathing (2025)—a significant upgrade that eliminates one of the biggest hidden expenses, New luxury vinyl plank flooring throughout with new carpet in both bedrooms, Vinyl windows throughout, plus two original wood windows that preserve the home's character, Reverse osmosis drinking water filtration system at the kitchen sink, Alley-access garage with a manual door If you're looking for a move-in-ready home with modern updates while retaining its classic cottage charm, this one is ready to welcome you.

Getting Around

53
WalkingSomewhat Walkable
41
TransitSome Transit
57
BikeBikeable

Schools

2/10
Regal Elementary SchoolGrades PK-50.5 mi
2/10
Shaw Middle SchoolGrades 6-80.6 mi
3/10
Rogers High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 925

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 925
  • Total interior livable area: 925 sqft

Property

Details

  • Parcel number: 36334.1507

Features

  • Levels: One

Lot

  • Lot size: 4,875 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Site,Alley Access
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$81$972
Property Taxes $204$2,448
Electricity $149$1,793
Total$1,642$19,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,297/yr
40% on housing$49,260/yr
45% on housing$43,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 99217$186
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99217$207
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$219,000
2026-08-05Price change$219,000
2026-07-15Price change$239,000
2026-06-26Listed for sale$249,000
2024-06-21Sold$157,000

For Sale by Agent

AgentJared English
BrokerageCongress Realty, Inc.

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