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3832 E Central Ave, Spokane, WA, 99217

2beds
1baths
768sqft
$200,000
$260price/sqft
$1,387/moest. monthly cost
$55,480/yrincome needed

About This Home

HUD Home. Check out this bright and inviting bungalow. There's a lot to like here. Newer vinyl flooring in the living room, vinyl windows throughout, a nicely updated bathroom and plenty of room to grow in the partially finished basement. There's also a large fenced back yard with a large shed with an overhead door. Come check this one out. You'll be glad you did!

Getting Around

36
WalkingCar-Dependent
22
TransitMinimal Transit
64
BikeBikeable

Schools

4/10
Regal Elementary SchoolGrades PK-51.2 mi
2/10
Shaw Middle SchoolGrades 6-81.4 mi
3/10
Rogers High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 36341.1302

Features

  • Levels: One
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,775 sqft
  • Features: Sprinkler - Automatic

Parking

  • Parking features: Carport,None
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$68$816
Property Taxes $159$1,908
Electricity $149$1,793
Total$1,387$16,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,554/yr
40% on housing$41,610/yr
45% on housing$36,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 99217$186
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99217$207
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$200,000
2026-03-18Listed for sale$250,000
2024-02-05Sold$208,740
2021-11-08Sold$235,000
2021-09-20Pending sale$200,000
2021-09-16Listed for sale$200,000
2019-02-15Sold$132,500
2018-12-07Listed for sale$139,900
2008-02-25Sold$99,900
2007-03-30Sold$39,200

For Sale by Agent

AgentBob Travis
BrokerageWindermere Manito, LLC

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