




106 Summer Place Ln, Merry Hill, NC, 27957
About This Home
Don't miss out on this rare find located on the scenic Chowan River in the Mt. Gould area. This 4 bedroom/3 bath home comes fully furnished and is ready for your family to experience summer fun. The main level features a primary bedroom suite with private bath and a second bedroom with a 2nd full bath conveniently located in the hallway, The spacious kitchen has a work island, all appliances are included and an adjoining dining area. The rear family room features a stone fireplace with gas logs and built-ins and offers beautiful river views. The staircase is located in the front living room and leads upstairs to two additional bedrooms and another full bath. The upstairs walls are lined with wood for a cozy, beachy feel. Back on the main level, the hot tub room with surrounding windows, provides a space where you can relax and unwind while enjoying the water views. The lower level, offers exceptional versatility with two garage doors. One side is used for garage/storage and the other has been converted to a secondary kitchen with cabinets, commercial grade sink, stove, refrigerator, gas wall heater & window unit AC - making this perfect for fish fries, cookouts and other outdoor gatherings. This property includes a riverfront lot with steps leading to a pier & boat dock. The home is located on a lovely grassy, rolling hill and has a concrete drive/parking area. This is a wonderful chance to own an affordable waterfront property with incredible views, ample space, and endless potential for relaxation and recreation.
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Pillar/Post/Pier,Other
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential/Vacation
Interior
Appliances
- Appliances included: Refrigerator,Dishwasher,Range/Oven-Electric,Washer,Dryer
- Laundry features: Washer &/or Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Walkout
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Kitchen Island
- Window features: Insulated Windows,Vinyl Clad
- Flooring: Carpet,Vinyl
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 1,964
Heating & Cooling
- Heating features: Forced Air,Gas Pak
- Cooling features: Central Air
Interior Area
- Total structure area: 1,964
- Total interior livable area: 1,964 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 6867434533
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Rear Porch,Side Porch
- Exterior features: Outdoor Kitchen,Dock/Pier,Boat Slip
- Has spa: Yes
- Spa features: Bath,Heated
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Chowan River
Lot
- Lot size: 1.36 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Coastal Flooding
- Cold Wave
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Bertie County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $743 | $8,916 |
| Property Taxes | $406 | $4,872 |
| Electricity | $200 | $2,405 |
| Total | $3,750 | $45,000 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-16 | Listed for sale | $475,000 |
| 2025-09-26 | Listing removed | $450,000 |
| 2025-05-21 | Price change | $450,000 |
| 2025-04-11 | Price change | $525,000 |
| 2025-03-07 | Price change | $530,000 |
| 2024-10-31 | Listed for sale | $545,000 |
| 2024-09-21 | Listing removed | $545,000 |
| 2024-02-09 | Price change | $545,000 |
| 2023-09-28 | Listed for sale | $595,000 |
