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130 River Road, Colerain, NC, 27924

5beds
3baths
4,300sqft
$699,000
$163price/sqft
$5,382/moest. monthly cost
$215,280/yrincome needed

About This Home

Located in a peaceful, private community along the Chowan River, this beautifully maintained 5-bedroom, 2.5 bath home offers exceptional indoor and outdoor living surrounded by farmland and scenic water views. The welcoming front entrance opens into a spacious foyer leading to formal and casual living areas featuring beautiful hardwood floors throughout. The study/home office provides a quiet space for working from home or managing daily tasks. The spacious kitchen is centered around a large island and offers custom cabinetry, generous counter space, and plenty of storage. Adjacent to the kitchen are comfortable living and dining areas that make entertaining family and friends easy. The first-floor primary suite offers a private retreat with a nearby ensuite bath, while four additional bedrooms all feature ample closet space and share well-appointed bathrooms. Step outside to enjoy the beautifully landscaped grounds featuring a sparkling in-ground swimming pool, a spacious patio, and a screened porch overlooking the private backyard. Additional improvements include replacement windows, geothermal heating and cooling, and a whole-house Generac generator for added comfort and peace of mind. The property also includes an attached garage, multiple barns and workshops, a greenhouse, and established orchard areas, providing endless opportunities for hobbies, gardening, storage, or equipment. Offering privacy, outstanding amenities, and a convenient location the Chowan River with beautiful water views, this exceptional property is truly a one-of-a-kind retreat.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Colerain ElementaryGrades PK-51.0 mi
3/10
Bertie MiddleGrades 6-815.8 mi
3/10
Bertie HighGrades 9-1215.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Architectural Shingle,Shingle
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Sound System,Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Generator Plug,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Built-in Features,Eat-in Kitchen,Gas Log,Surround Sound,Walk-In Closet(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Geothermal,Heat Pump
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 4,300 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 6869299003
  • Zoning: Residential/Agricultural
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Enclosed,Patio,Front Porch,Glass Enclosed,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • Waterfront features: None
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 4000 - 4499

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 400 x 289.5

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached,Asphalt,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Drought

FEMA Declared Disasters in Bertie County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$858$10,296
Property Taxes $590$7,080
Electricity $400$4,806
Total$5,382$64,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,525/yr
40% on housing$161,460/yr
45% on housing$143,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27924$90
Bertie County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 27924
Bertie County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$699,000

For Sale by Agent

AgentClay Revelle
BrokerageCentury 21 Land and Home Realty, LLC

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