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168 W Royal Way, Merry Hill, NC, 27957

3beds
3baths
2,212sqft
$824,500
$373price/sqft
$6,273/moest. monthly cost
$250,920/yrincome needed

About This Home

Experience breathtaking, unobstructed Albemarle Sound sunsets from this 3-bedroom, 3-bath waterfront oasis. Featuring a versatile upstairs bonus room perfect for guests or a home office, this home offers the ultimate coastal lifestyle with direct water access and modern, open-concept living. The back porch has the easy breeze locking vinyl windows that can be converted to a screened porch. The outdoor patio includes a built in gas fireplace and an outdoor kitchen. This home is on Salmon Creek and has a dock/walk way down to a sandy beach where you can enjoy beautiful sunsets. Occano is a gated golf club community with an Arnold Palmer 18 hole golf course, an outdoor pool with a gym and locker rooms, tennis/pickle ball courts, on-site restaurant, boat launch and storage. The club membership is optional and a social membership is available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Colerain ElementaryGrades PK-513.8 mi
2/10
Bertie MiddleGrades 6-815.2 mi
4/10
Bertie HighGrades 9-1215.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Gas Range
  • Laundry features: Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,212
  • Total interior livable area: 2,212 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Media Room

  • Level: Second

Property

Details

  • Parcel number: 6883008055
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Enclosed,Porch,Screened,Front Porch,Rear Porch
  • Exterior features: Outdoor Grill,See Remarks60
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access Comm,Sound Front
  • Frontage type: Creek,Sound Front
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.76 Acres
  • Features: Navigable Water,Water Access Comm
  • Lot size dimensions: 86 x 113 x 40 x 110 x 152 x 27 x 92 x 53 x 373

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage7
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Bertie County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,169$50,028
Home Insurance *$1,290$15,480
Property Taxes $608$7,296
Electricity $206$2,472
Total$6,273$75,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,074/yr
40% on housing$188,190/yr
45% on housing$167,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 27957$244
Bertie County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 27957
Bertie County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$875,000
2026-03-27Listed for sale$899,000
2013-08-29Sold$175,000

For Sale by Agent

AgentGayle King
BrokerageNCVA Real Estate Group, LLC

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