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17704 N Hilltop Rd, Colbert, WA, 99005

5beds
4baths
3,200sqft
$595,000
$186price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

Beautifully maintained 3,200 sqft Colbert rancher on a quiet paved neighborhood street with extensive 2025 renovations, exceptional space and versatility. Hardwood floors flow through the open main floor featuring a spacious 764 sqft primary suite addition with its own cozy fireplace and newer kitchen. Configured for two distinct living areas with separate entrances and driveways or one large residence, ideal for multi-generational living, in-law living, caregiver living, rental income or Airbnb. With 5 finished bedrooms, two kitchens, 2 outdoor living areas, 2 septic tanks, and RV setup, all rarely found in a single-family home. The lower level features a large family room w/ dry bar, office or bedroom with built-ins and private entry, an ideal setup for a home-based business, plus roughed-in bedroom & bath. GFA heat, 2 electrical panels, 2 hot water tanks, attached 2-car garage, heated 30’x30’ shop, and powered utility shed complete this rare opportunity. A/C credit w/ acceptable offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Mt Spokane High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,RI Bdrm,RI Bath,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • In-Law Floorplan,Hard Surface Counters
  • Window features: Aluminum Frames,Vinyl Frames,Multi-Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1970

Heating

  • Heating features: Natural Gas,Forced Air,Zoned

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 37223.0206

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.52 Acres
  • Features: Sprinkler - Automatic,Level,Oversized Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Off Site
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$152$1,824
Property Taxes $491$5,892
Electricity $218$2,626
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 99005$232
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99005$231
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$595,000
2026-06-17Price change$615,000
2026-06-04Listed for sale$650,000
2025-04-18Sold$535,000
2025-03-29Pending sale$525,000
2025-03-24Price change$525,000
2025-03-04Price change$580,000
2025-01-10Price change$615,000
2024-11-13Listed for sale$620,000
2014-04-21Sold$236,000
2013-10-23Listing removed$249,900
2013-06-18Price change$249,900
2013-06-08Price change$254,000
2012-10-19Listed for sale$259,000
2012-10-18Pending sale$259,000
2012-08-17Price change$259,000
2012-07-12Listed for sale$262,500

For Sale by Agent

AgentRonald Mcintire
BrokerageChoice Realty

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