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26811 N Yale Rd, Chattaroy, WA, 99003

2beds
1baths
960sqft
$349,999
$365price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

Come check out this beautiful nearly 5-acre property featuring a spacious 40x60 barndominium/Shome with tons of potential. The home portion is fully framed and ready for you to finish with your own personal touches. Designed for a 2-bedroom layout with an open kitchen and living area, this space offers a great head start toward creating your perfect country oasis. The bathroom is already completed. The shop portion is drywalled and heated, offering excellent usable space for storage, projects, hobbies, or workspace. The shop door has been enclosed but could easily be converted back to accommodate a roll-up garage door. The property is already connected to Whitworth Water, so there is no need for a well, and a septic system is in place. With nearly 5 acres, a large shop, utilities already established, and a framed living space ready for completion, this property i

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
7/10
Riverside Middle SchoolGrades 6-84.5 mi
6/10
Riverside High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shouse/Shome
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Vinyl Frames

First Floor

  • Level: First
  • Area: 960

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 38275.0407

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 4.99 Acres
  • Features: Views,Horses Allowed

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Access/Parking,Workshop in Garage
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$87$1,044
Property Taxes $229$2,748
Electricity $149$1,793
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 99003$232
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99003$200
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$349,999
2003-02-04Sold$60,000

For Sale by Agent

AgentDenay Hornberger
BrokerageRealty One Group Eclipse

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