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36019 N Milan Elk Rd, Chattaroy, WA, 99003

5beds
4baths
2,580sqft
$374,900
$145price/sqft
$2,414/moest. monthly cost
$96,560/yrincome needed

About This Home

Incredibly RARE riverfront acreage on the Little Spokane in Chattaroy; ownership extends to both sides of most of the waterway for uncommon privacy and freedom. Set among established perennials, a picturesque pasture, mature trees and allowing direct river access, the property includes a residence and a multi-level deck overlooking the river. Several paths lead to grassy banks ideal for fishing or enjoying the waterfront. In winter, you'll find an unmatched sledding hill or bring an ATV for year-round adventures. Ample parking and outbuildings provide generous storage for recreational gear, equipment, and any hobbies. The property is served by Inland Power, a high-producing well, a five-bedroom septic system, and underground irrigation. A Water Right Certificate conveys with the sale. The existing manufactured homes offer flexibility: occupy them as they are or replace them with your dream home or barndominium, with all the infrastructure already in place. Proudly located in the Riverside School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Riverside Middle SchoolGrades 6-82.1 mi
6/10
Riverside High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Axel Rem
  • Roof: Metal
  • Construction materials: Steel Frame,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured On Land

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Washer,Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Window features: Vinyl Frames,Multi-Pane Windows

First Floor

  • Level: First

Heating

  • Heating features: Electric,Oil,Forced Air,Baseboard

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 2,580 sqft

Property

Details

  • Parcel number: 39252.9047

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Has view: Yes
  • View description: Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front
  • Horses can be raised: Yes

Lot

  • Lot size: 9.73 Acres
  • Features: Views,Sprinkler - Automatic,Secluded,Hillside,Rolling Slope,Horses Allowed

Parking

  • Parking features: RV Access/Parking,Workshop in Garage,Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$93$1,116
Property Taxes $250$3,000
Electricity $176$2,117
Total$2,414$28,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,765/yr
40% on housing$72,420/yr
45% on housing$64,373/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 99003$233
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99003$200
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$325,000
2026-07-13Listed for sale$374,900

For Sale by Agent

AgentAislinn Becktold
BrokerageKeller Williams Spokane - Main

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