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4815 S Bella Vista Dr, Veradale, WA, 99037

5beds
4baths
3,245sqft
$799,950
$247price/sqft
$5,172/moest. monthly cost
$206,880/yrincome needed

About This Home

Stunning Bella Vista home situated on a private half-acre lot with beautiful wooded views and a peaceful creek running through the backyard. This spacious home is 5 large bedrooms, 3.5 bathrooms, & 3 separate living room areas. The custom kitchen opens to the back deck & features beautiful finishes with a large pantry, stainless appliances and hard surface countertops. The remodeled primary suite includes a spacious walk-in shower, large walk-in closet, and serene views of the surrounding trees. Enjoy the warmth of the gas fireplace, built-in bookcases, and a walkout basement with a wet bar leading directly to the private backyard patio. With an attached two-car garage, low-maintenance landscaping, and a thoughtfully designed floor plan, this home is truly a must-see! Only minutes to all amenities and quick I-90 access.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Chester Elementary SchoolGrades PK-52.2 mi
8/10
Horizon Middle SchoolGrades 6-82.0 mi
7/10
University High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Natural Woodwork,Hard Surface Counters
  • Window features: Skylight(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1145

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,245
  • Total interior livable area: 3,245 sqft

Other

  • Level: Second
  • Area: 968

Property

Details

  • Parcel number: 44021.0705
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Waterfront features: Stream

Lot

  • Lot size: 0.49 Acres
  • Features: Views,Sprinkler - Automatic,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$212$2,544
Property Taxes $695$8,340
Electricity $221$2,663
Total$5,172$62,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,325/yr
40% on housing$155,160/yr
45% on housing$137,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 99037$213
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99037$202
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$734,950
2026-07-21Listed for sale$799,950
2018-03-06Sold$315,000
2017-08-31Listed for sale$329,900
2015-09-02Listing removed$315,000
2015-03-14Price change$315,000
2014-11-15Price change$325,000
2014-10-13Price change$312,500
2014-04-19Listed for sale$319,950
2011-05-24Listing removed$349,900
2010-12-30Price change$349,900
2010-08-07Listed for sale$353,500
2009-10-14Listing removed$399,500
2008-08-16Listed for sale$399,500

For Sale by Agent

AgentNichole Andreasen
BrokerageAmplify Real Estate Services

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