See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4195 W Foster Rd, Hurley, WI, 54534

2beds
2baths
2,185sqft
$595,000
$272price/sqft
$4,186/moest. monthly cost
$167,440/yrincome needed

About This Home

Welcome to Pine Lake, where every evening ends with a front-row seat to spectacular Northwoods sunsets. Set on more than 2 beautifully wooded acres with 100 feet of sandy frontage, this lakefront retreat offers the perfect blend of comfort, recreation, and year-round enjoyment. The main level is designed to embrace the lake, featuring a beautiful kitchen, two bedrooms, a full bath, laundry, and a cozy living room anchored by a gas fireplace. Just beyond, the stunning lakeside sunroom captures panoramic west-facing water views, making it the perfect place for morning coffee, afternoon reading, or watching the sun melt into the horizon. The lower level expands the possibilities with additional bonus rooms currently used for sleeping, a second full bath, and plenty of unfinished space ready to become a recreation room, workshop, home gym, or additional storage. Outside, multiple levels of decking invite you to entertain, relax, and soak in the peaceful surroundings, while the level sandy shoreline makes swimming, launching the kayak, or spending the day at the water's edge effortless. A heated 3-car garage provides exceptional space for boats, ATVs, snowmobiles, and all the gear that comes with Northwoods living. Whether you're searching for a year-round home or a family lake retreat, this Pine Lake property delivers the classic Up North lifestyle with room to grow and memories waiting to be made.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Hurley Elementary SchoolGrades PK-513.7 mi
6/10
Hurley High SchoolGrades 6-1213.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: Basement

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 15'4x11'2

Bedroom

  • Level: First
  • Dimensions: 15'8x11'2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Basement
  • Dimensions: 10'9x11'9

Bonus Room

  • Level: Basement
  • Dimensions: 10'9x10'11

Dining Room

  • Level: First
  • Dimensions: 11'3x9'3

Entry Foyer

  • Level: First
  • Dimensions: 4'4x10'4

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Gas
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,885

Heating & Cooling

  • Heating features: Forced Air,Propane,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,185
  • Total interior livable area: 2,185 sqft

Kitchen

  • Level: First
  • Dimensions: 13'8x11'2

Laundry

  • Level: First
  • Dimensions: 8'1x9'2

Living Room

  • Level: First
  • Dimensions: 16'10x14'3

Other

  • Level: First
  • Dimensions: 9x4'11

Recreation

  • Level: Basement
  • Dimensions: 19'10x28'8

Sunroom

  • Level: First
  • Dimensions: 2x16'5

Property

Details

  • Parcel number: 01406240000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Dock,Landscaping,Out Building(s),Patio,Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Lake Front
  • Waterbody name: PINE
  • Frontage type: Lakefront
  • Frontage length: 100,100

Lot

  • Lot size: 2.40 Acres
  • Features: Dead End,Lake Front,Sloped,Views
  • Lot size dimensions: 100 x 1052

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Hail
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$302$3,624
Property Taxes $671$8,052
Electricity $205$2,463
Total$4,186$50,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,520/yr
40% on housing$125,580/yr
45% on housing$111,626/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 54534$378
Iron County$347

vs Homes Sold Last Month

Median $/sqft

ZIP 54534
Iron County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$569,000
2026-08-12Price change$569,000
2026-07-27Price change$595,000
2026-07-10Listed for sale$625,000

For Sale by Agent

AgentJULIE WINTER-PAEZ (JWP GROUP)
BrokerageRE/MAX PROPERTY PROS

Similar Homes