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736 Susan Davis Rd, Sparta, GA, 31087

4beds
2baths
2,323sqft
$345,000
$149price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

AMAZING LAKEFRONT PROPERTY WITH AMAZING LOT!! NEARLY 200FT OF SHORELINE, 10+ FEET DEEP WATER AT THE END OF THE DOUBLE BOATHOUSE! THIS SPACIOUS, 4 BEDROOM, 2 BATH HOME IS READY FOR YOU TO ENJOY THE SUMMER! THIS PROPERTY CAN FIT ALL THE FRIENDS AND FAMILY - ONE LEVEL LIVING, TWO ENTERTAINING AREAS WITH A SEPERATE DEN WITH A BAR AREA, LARGE LIVING ROOM WITH WOOD BURNING FIREPLACE, HUGE KITCHEN WITH TONS OF CABINETRY AND COUNTER SPACE, A SPACIOUS PRIMARY SUITE AND SO MUCH MORE! OUT BACK, THERE IS A HUGE PORCH ON THE LAKESIDE OVER LOOKING THE LAKE. THIS PROPERTY IS SUPER PRIVATE AND HAS FANTASTIC VIEWS! THIS PROPERTY HAS SO MUCH POTENTIAL AND IS WAITING FOR YOU TO MAKE IT YOURS! CALL TODAY AND LET'S GET YOU SOLD ON SINCLAIR!!! THIS IS A GA POWER LEASE LOT.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
Lewis Elementary SchoolGrades PK-516.5 mi
4/10
3/10
Hancock Central High SchoolGrades 9-1216.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Lake Comm Home,Doublewide,Single Family Residence

Interior

Appliances

  • Appliances included: Built in Microwave,Cooktop,Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: First Level

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Closet System,Soaking Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Vinyl
  • Fireplace features: Prefab Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,323
  • Total interior livable area: 2,323 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 002C 017
  • On leased land: Yes
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Main Lake,Double Stall Boathouse
  • Topography of land: Gentle Slope

Lot

  • Lot size: 0.93 Acres
  • Features: Lake Sinclair Area

Parking

  • Parking features: No Garage,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$249$2,988
Property Taxes $270$3,240
Electricity $225$2,708
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$147
Hancock County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Hancock County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Listed for sale$371,000
2025-12-01Listing removed$371,000
2025-08-15Price change$371,000
2025-06-02Listed for sale$377,500
2025-05-27Listing removed$394,900
2025-03-18Listed for sale$394,900
2021-03-24Listing removed--
2020-08-05Listing removed$205,000
2020-07-25Price change$205,000
2020-07-19Listed for sale$230,000
2019-12-20Listing removed$238,000
2019-09-22Price change$238,000
2019-06-26Listed for sale$239,000

For Sale by Agent

AgentThe Nick Montgomery Team
BrokerageKeller Williams Realty Lake Oconee

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