




249 Poinsettia Pl S, Sparta, GA, 31087
About This Home
The ideal lake getaway home, originally crafted by a builder for his personal retreat. With his expertise, he maximized every square foot, ensuring that the lower square footage translates to lower costs without compromising comfort. Nestled on a fee-simple lot in a tranquil cove at the end of a quiet road, this property features a double max boat house equipped with a boat hoist and a double jet ski hoist. The generous deck is perfect for sunbathing or fishing from your private dock, where water depths typically range from 5 to 8 feet, making it easy to dock any size watercraft. This split-level home boasts an open floor plan ideal for family gatherings. The main level includes one bedroom and one bathroom, while the lower level features two additional bedrooms, another bathroom, and a spacious flex area that can serve as a game room or den. A highlight of this home is the two lofts off the main living area, providing extra sleeping space for larger families or guests. Each loft accommodates a queen-sized bed with a pull curtain for added privacy. Enjoy two open covered porches, where the upper level features wired railings to enhance the lake views. The lower level offers an attached paver patio with a fire pit, perfect for roasting s’mores. Friendly full-time neighbors have been a great support during times when the home was not occupied. This home is zoned short term rental if you choose. Originally built in 2000, the home underwent a complete renovation in 2024, with all new appliances included in the sale. LVP flooring throughout the home to make the wet feet less stressful. The main AC unit was replaced less than 4 years ago. This home has a 22K Generac generator powering the entire home to ensure to never be powerless. The furniture, (some different than pictured) will also remain, along with the washer/dryer and a 10x12 storage shed. What makes this sale unique is we are including an extra lot less than 1/2 mile from the home. We purchased planning for camper hookups for family and friends to stay close. This lot is situated on a hill with lake views. It is a blank canvas with so many opportunities for expansion or possible rental income. This move-in-ready home is perfectly timed for warmer weather, making it an excellent investment for families seeking a lake retreat without breaking the bank. It won’t last long on the market! TEXT ONLY!!! 912-677-0788
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bathrooms: 2
Features
- Flooring: Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Other,Electric,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 013D031
Features
- Exterior features: Other,Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.60 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Drought
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $432 | $5,184 |
| Property Taxes | $469 | $5,628 |
| Electricity | $219 | $2,637 |
| Total | $4,148 | $49,776 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Price change | $599,000 |
| 2024-03-08 | Pending sale | $495,000 |
| 2024-02-28 | Sold | $480,000 |
| 2023-11-28 | Price change | $495,000 |
| 2023-10-04 | Listed for sale | $525,000 |
| 2017-08-18 | Sold | $240,000 |
