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1165 Watersedge Cove, Tignall, GA, 30668

4beds
4baths
1,600sqft
$527,500
$330price/sqft
$4,033/moest. monthly cost
$161,320/yrincome needed

About This Home

Discover refined lake living in the desirable Stillwater Coves subdivision on Clarks Hill Lake with this brand-new construction featuring the popular Wolf Plan. Designed as a thoughtfully laid-out ranch-style home, this residence offers both style and functionality with a covered front porch and a screened-in back porch, perfect for enjoying the peaceful surroundings. Inside, the open-concept floor plan showcases an oversized kitchen and dining area accented with high-end finishes, creating an ideal space for gatherings and everyday living. A convenient half bath off the kitchen adds extra functionality, while the spacious living room is filled with natural light from large windows that frame views of the outdoors. The owner's suite, privately located on the right side of the home, provides a relaxing retreat. On the left side, three additional bedrooms and two full baths offer ample space for family and guests. Located on a dockable lot, this home delivers the ultimate Clarks Hill Lake lifestyle—combining quality construction, elegant design, and access to boating and waterfront recreation in one of the area's most sought-after communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
9/10
5/10
Lincoln County High SchoolGrades 9-1211.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Range,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bathroom4

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Pantry,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Ceramic Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Fireplace Insert,Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 133
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Screened,Front Porch,Rear Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage type: Lakefront

Lot

  • Lot size: 1.07 Acres
  • Features: Lake Privileges
  • Lot size dimensions: 1.07 Ac

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,667$32,004
Home Insurance *$125$1,500
Property Taxes $1,022$12,264
Electricity $219$2,637
Total$4,033$48,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,274/yr
40% on housing$120,990/yr
45% on housing$107,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 30668$177
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 30668
Lincoln County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Price change$530,000
2025-07-24Price change$535,000
2025-02-19Listed for sale$529,900

New Construction

AgentJames Clayton Turner
BrokerageTurner Realty

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