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9522 E Valleyway Ave, Spokane, WA, 99206

3beds
1baths
1,878sqft
$489,900
$261price/sqft
$3,173/moest. monthly cost
$126,920/yrincome needed

About This Home

WORK FROM HOME & ACCESSIBLE LIVING! The ultimate property for remote work, business, or hobbies features an incredible 1,920 sq. ft. heated shop complete with a brand-new 3/4 bath, laundry hookups, and a cozy pellet stove. Designed for seamless functionality, the shop provides ideal private workspace right at home. The main level offers exceptional wheelchair-friendly accessibility with step-free flow, wide layout, and an updated bathroom complete with a walk-in shower. This 3-bed, 1-bath rancher features new plush carpet alongside timeless hardwood floors, a charming living room with a brick fireplace, and mini-split climate control for year-round comfort. The bright kitchen boasts new stainless steel appliances, a granite eating bar, and dedicated dining space. With three living areas, including a sunny bonus room and a finished basement space that easily serves as a 4th bedroom, there is room for everyone. Outside, enjoy a fully fenced lawn, covered back deck, and a double-fenced driveway.

Getting Around

60
WalkingSomewhat Walkable
40
TransitSome Transit
58
BikeBikeable

Schools

8/10
Ness Elementary SchoolGrades 1-50.4 mi
3/10
Centennial Middle SchoolGrades 6-81.2 mi
5/10
West Valley High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Double Oven,Dishwasher,Refrigerator,Microwave
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Natural Woodwork
  • Window features: Vinyl Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1518

Heating & Cooling

  • Heating features: Electric,Baseboard,See Remarks,Ductless
  • Cooling features: Other

Interior Area

  • Total structure area: 1,878
  • Total interior livable area: 1,878 sqft

Property

Accessibility

  • Accessibility features: Ramp/Lvl from Gar,Roll-In Shower

Details

  • Parcel number: 45173.1119

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard,Fenced

Lot

  • Lot size: 10,220 sqft
  • Features: Level,Oversized Lot

Parking

  • Total spaces: 4
  • Parking features: Detached,RV Access/Parking,Workshop in Garage,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$137$1,644
Property Taxes $410$4,920
Electricity $149$1,793
Total$3,173$38,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,788/yr
40% on housing$95,190/yr
45% on housing$84,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$200
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$479,900
2026-07-28Price change$489,900
2026-07-16Listed for sale$499,900
2023-05-08Sold$390,000
2023-04-24Pending sale$399,900
2023-04-13Listed for sale$399,900

For Sale by Agent

AgentConnie Smith
BrokerageKelly Right Real Estate of Spokane

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