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1024 Cherokee Rd, Clay Center, KS, 67432

3beds
1baths
1,615sqft
$1,400,000
$867price/sqft
$11,134/moest. monthly cost
$445,360/yrincome needed

About This Home

Set in the gently rolling landscape of Clay County, Kansas, this 305-acre farm offers a versatile blend of agricultural productivity and rural charm. The property features a 1.5-story home with 1,600 square feet of living space, including three bedrooms and one bathroom. A full basement provides additional storage or potential for expanded living or workspace. The land itself is a diverse mix, making it well-suited for a variety of uses. Expanses of productive tillable farmland offer income potential, while established pastureland supports livestock grazing. A 1.25 +/- acre pond adds both practical water access and scenic appeal. Scattered throughout the acreage are partially wooded areas, creating excellent cover and habitat for wildlife—ideal for hunting, recreation, or simply enjoying the natural surroundings. Whether you're looking to farm, raise livestock, or invest in a multi-use rural property, this Clay County farm combines functionality, beauty, and opportunity in one substantial package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
5/10
Wakefield High SchoolGrades 9-1217.1 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,615

Heating & Cooling

  • Heating features: Forced Air,Propane Rented
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,615 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 0141351600000003000

Features

  • Levels: One and One Half
  • Stories: 1
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 305 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$2,354$28,248
Property Taxes $1,540$18,480
Electricity $161$1,935
Total$11,134$133,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$381,737/yr
40% on housing$334,020/yr
45% on housing$296,906/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$867This listing

vs Other Active Listings

Avg $/sqft

ZIP 67432$119
Clay County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 67432
Clay County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentRay Swearingen
BrokerageHorizon Farm and Ranch Realty, LLC

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