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10811 E 7th Ave, Spokane, WA, 99206

4beds
2baths
2,100sqft
$414,000
$197price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Wonderful, updated Rancher in the heart of the Spokane Valley. Close to amenities on a good-sized lot and quiet street. New paint inside and out, new light switches & outlets on main floor with beautiful original wood flooring in the oversized main floor living room. The home has 4 bedrooms (one basement bedroom is non egress), 2 bathrooms with a large living room up and a living room down. Newer vinyl windows and central A/C. Detached two car garage, with built in workbench and carport for your cars and toys. There is a covered back patio for entertaining, sprinkler system front and back yard, RV parking and extra paved parking in front of the house. There is a ramp attached to the front porch for wheelchair accessibility and the main floor shower is a walk-in (low lip) easy entry newly remodeled shower. This is a must see to appreciate.

Getting Around

53
WalkingSomewhat Walkable
44
TransitSome Transit
61
BikeBikeable

Schools

4/10
6/10
6/10
University High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1050

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Accessibility

  • Accessibility features: Ramp - Main Level

Details

  • Parcel number: 45212.1325

Features

  • Levels: One
  • Fencing: Fenced Yard

Lot

  • Lot size: 9,583 sqft
  • Features: Sprinkler - Automatic,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Carport,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance *$116$1,392
Property Taxes $387$4,644
Electricity $149$1,793
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$201
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$444,000
2026-01-08Listed for sale$450,000
2022-03-23Sold$410,000
2022-02-10Pending sale$375,000
2022-02-08Listed for sale$375,000
2014-02-28Sold$146,900
2014-01-01Price change$145,900
2013-12-15Price change$148,500
2013-11-23Price change$149,000
2013-09-22Listed for sale$150,000
2013-01-24Listing removed$148,990
2013-01-15Price change$148,990
2013-01-03Listed for sale$150,000
2011-03-15Sold$135,000
2010-12-04Listed for sale$140,000

For Sale by Agent

AgentBrian Aitken
BrokerageJohn L Scott, Spokane Valley

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