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1827 Snow Lake Dr, Ashland, MS, 38603

2beds
2baths
1,200sqft
$460,000
$383price/sqft
$2,922/moest. monthly cost
$116,880/yrincome needed

About This Home

Imagine waking up to one of the best views on Snow Lake, this beautifully renovated, two-story lakefront retreat, designed by John Catmur. Featuring 2 bedrooms and 2 full bathrooms, this home was thoughtfully updated in 2019 with hardwood floors throughout, all new appliances, a tankless water heater, an updated HVAC system, and a designated laundry room for added convenience. A metal roof (2019) on the home and a shingle roof (2019) on the boathouse provide lasting durability. Inside, enjoy a warm, inviting living space centered around a wood-burning fireplace, along with character-rich details like an antique vanity in the upstairs bath and custom shutters on French doors. Outdoor living shines with expansive balcony views from both levels, plus a beautiful deck and screened porch with Chippendale-style railing, perfect for entertaining. The property includes a boathouse and pontoon boat. Surrounded by lush landscaping, this move-in ready home is ideal as a weekend retreat or full-time residence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
Ashland Elementary SchoolGrades PK-62.9 mi
3/10
Ashland High SchoolGrades 7-123.6 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Oven,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Tankless Water Heater,Washer/Dryer
  • Laundry features: Inside,Laundry Room,Lower Level

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Upper

Features

  • Breakfast Bar,Crown Molding,Eat-in Kitchen,Storage
  • Door features: French Doors
  • Window features: Vinyl
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Property

Details

  • Parcel number: 2036218000498.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Dock
  • Fencing: Chain Link,Fenced
  • On waterfront: Yes
  • Waterfront features: Boat Dock,Lake

Lot

  • Lot size: 0.40 Acres
  • Features: Many Trees,Sloped

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Benton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$255$3,060
Property Taxes $149$1,788
Electricity $192$2,304
Total$2,922$35,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,182/yr
40% on housing$87,660/yr
45% on housing$77,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 38603$97
Benton County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 38603
Benton County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$475,000

For Sale by Agent

AgentElizabeth Montesi
BrokerageCentric Realty, LLC

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