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3505 S Fox Rd, Spokane, WA, 99206

4beds
2baths
2,080sqft
$465,000
$224price/sqft
$3,079/moest. monthly cost
$123,160/yrincome needed

About This Home

Pride of ownership shines throughout this beautifully maintained 4-bed, 2-bath home, lovingly cared for by the same owner for 36 years. Situated on a desirable corner lot, this property offers the perfect blend of style and low-maintenance living. Step inside to find fresh interior paint and updated kitchen and bathrooms featuring modern finishes and under-cabinet lighting. Enjoy year-round comfort with a newer gas furnace and A/C unit. Outside is your private retreat—complete with composite decking, aluminum railing, privacy screens, a saltwater hot tub with electronic cover, propane fire pit, and tranquil water features. The sprinkler system keeps landscaping lush and easy to care for. Additional highlights include two Tuff Built sheds for extra storage and ample space to entertain. Meticulously maintained and truly move-in ready!

Getting Around

32
WalkingCar-Dependent
25
TransitSome Transit
56
BikeBikeable

Schools

7/10
Chester Elementary SchoolGrades PK-50.3 mi
8/10
Horizon Middle SchoolGrades 6-80.5 mi
7/10
University High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Hard Surface Counters
  • Window features: Aluminum Frames,Vinyl Frames
  • Number of fireplaces: 2
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1040

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 45331.1201

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinkler - Automatic,Level,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Site
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$130$1,560
Property Taxes $449$5,388
Electricity $149$1,793
Total$3,079$36,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,565/yr
40% on housing$92,370/yr
45% on housing$82,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 99206$201
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99206$193
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$455,000
2026-07-24Listed for sale$465,000
2026-07-24Listing removed$465,000
2026-07-08Price change$465,000
2026-06-19Listed for sale$475,000
2026-06-19Listing removed$475,000
2026-06-01Price change$475,000
2026-05-15Listed for sale$485,000

For Sale by Agent

AgentJonathan Walker
BrokerageKeller Williams Spokane - Main

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