107 Mac St, Ruidoso, NM, 88345
About This Home
Perched on a gentle hillside in a peaceful, wooded neighborhood, this charming mountain cabin with rustic warmth is a wonderful get-away. This is an ideal place to enjoy tranquility with only short drive to MidTown shops and dining. 5 bedrooms and 4 baths provide plenty of space to enjoy mountain life! Vintage charm abounds throughout this family home. Beams in the living room were sourced from Roy's Run at Ski Apache more than 30 years ago-a truly special Ruidoso treasure. With 2 driveways and a flat parking area, there is plenty of room for the whole family or entertaining guests. The guest house on the property offers a 1 bedroom and 1 bathroom rental opportunity (currently occupied), or a perfect additional haven for family and friends. Complete with sauna, workshop, and storage!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 2,652
- Total interior livable area: 2,652 sqft
Property
Details
- Parcel number: 40700644684580
Features
- Topography of land: Irregular Lot
Lot
- Lot size: 0.51 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $168 | $2,016 |
| Electricity | $188 | $2,262 |
| Total | $2,462 | $29,544 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $375,000 |
View on Zillow