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144 Blue Spruce, Ruidoso, NM, 88345

2beds
1baths
755sqft
$60,000
$79price/sqft
$511/moest. monthly cost
$20,440/yrincome needed

About This Home

Discover the potential in this manufactured single wide with an add-on for additional comfort and space. This home offers 2 bedrooms and 1 bathroom with an additional large bonus room that could be used for additional sleeping quarters or a separate den.While the property is being sold in its current condition ''as-is'' and could benefit from some TLC, it is an excellent opportunity for buyers looking for an affordable home that could be customized and upgraded to their own style. The home is currently begin converted from septic to city sewer and has electricity and city water currently connected. Natural gas is nearby for buyers who would want to connect to it. The title is In-Active which means this would have to be a cash transaction.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Ruidoso Middle SchoolGrades 6-82.0 mi
4/10
Ruidoso High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1968

Materials

  • Roof: Shingle
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Carpet,Linoleum
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 755 sqft

Property

Details

  • Parcel number: 4071064208085000000
  • Zoning: M1
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,098 sqft
  • Features: Sloped Up

Parking

  • Parking features: On Site,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$33$396
Property Taxes $27$324
Electricity $148$1,780
Total$511$6,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,520/yr
40% on housing$15,330/yr
45% on housing$13,626/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$166
Lincoln County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-08Price change$60,000
2025-12-10Listed for sale$70,000

For Sale by Agent

AgentShane B. Zimmerman
BrokerageFathom Realty NM

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