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101 Yellow Pine Rd, Ruidoso, NM, 88345

1beds
1baths
664sqft
$205,000
$309price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

This charming cabin is a proven income producer and an inviting vacation rental getaway. Originally a cute vintage single-wide with an addition, it has been transformed into a fresh, modern cabin-style retreat featuring one bedroom plus a bonus twin-size sleeping room. Enjoy the updated kitchen, walk-in shower, and covered back deck with a treehouse feel, treetop views, and soft panoramic scenery through the tall pines. A new concrete driveway adds convenient access and improved functionality.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-82.0 mi
4/10
Ruidoso High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Construction materials: Log Siding,Other,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin,Log Home,Mountain,Other
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Storage,Smart Thermostat
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Fireplace(s),Propane
  • Cooling features: Window Unit(s),Zoned

Interior Area

  • Total interior livable area: 664 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4071064229063000000
  • Zoning: M1
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Storage
  • Fencing: Fenced,Partial,Wood
  • Has view: Yes
  • View description: Mountain(s),Valley,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Sloped Down,Views,Wooded

Parking

  • Parking features: Concrete,Driveway,On Site,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$115$1,380
Property Taxes $92$1,104
Electricity $148$1,780
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$165
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$195,000
2026-07-09Listed for sale$205,000
2026-02-14Listing removed$205,000
2025-10-20Listed for sale$205,000
2025-10-01Listing removed$205,000
2025-04-14Price change$205,000
2025-02-26Listed for sale$215,000
2025-02-13Listing removed$215,000
2025-02-10Price change$215,000
2024-12-11Listed for sale$225,000
2023-04-21Sold--
2023-03-27Pending sale$199,000
2023-03-15Listed for sale$199,000
2023-03-08Listing removed--
2023-02-03Price change$199,000
2022-10-08Listed for sale$229,000
2022-06-24Sold--
2022-05-10Listed for sale$95,000

For Sale by Agent

AgentAngie R Olivas
BrokerageCozy Cabins Real Estate DBA NM Homes & Land

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