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142 N Oak Dr, Ruidoso, NM, 88345

2beds
2baths
1,156sqft
$259,000
$224price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

SUPER STYLISH HOME! Extensive add ons and custom interior decor surrounds this mfg home. Home offers 2BD/2BA with CFA heat/ac and tankless water heater. Spacious covered patio-deck-carport provides outdoor living, complemented by nice wood-valley views. Primarily one-level with only a small interior step. Enjoy a cozy gaslog fireplace and tasteful furnishings. Kitchen features epoxy-over-alder wood countertops, stainless appliances, under-counter lighting and tin square ceiling and wood accents. Partially fenced, storage building and newer roof (approx 2023). A Must See!!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Ruidoso Middle SchoolGrades 6-82.0 mi
4/10
Ruidoso High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 1960

Materials

  • Roof: Pitched
  • Construction materials: Frame,Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: See Remarks
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Other
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,156 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4071064251253000000
  • Zoning: M1
  • Other equipment: None
  • Horse amenities: None

Features

  • Patio & porch: Covered,Deck,Other,See Remarks
  • Exterior features: Storage
  • Fencing: Partial
  • Has view: Yes
  • View description: Valley,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 0.41 Acres
  • Features: Interior Lot,Views,Wooded

Parking

  • Parking features: Driveway,Gravel,Other,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$145$1,740
Property Taxes $116$1,392
Electricity $148$1,780
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$165
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$259,000
2026-01-11Listed for sale$289,500

For Sale by Agent

AgentLoverin Real Estate Team
BrokerageLoverin Real Estate

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