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132 Torrey Pines Trl, Alto, NM, 88312

5beds
3baths
2,572sqft
$499,000
$194price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

Great mountain home located in Alto Lakes Golf & Country Club with big views of the Capitan Mountains and the #12 green & fairway. Home has 5 Bedrooms , 3 Baths , game room, living room, and Trex decking to enjoy the views. It is fully furnished with nice furniture , fireplace, and an elevator to the upstairs primary bedroom. This home has a full golf membership that includes 3 mountain golf courses and club houses plus a fitness center and swimming pool.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Capitan Elementary SchoolGrades PK-510.6 mi
5/10
Capitan Middle SchoolGrades 6-810.6 mi
9/10
Capitan High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Roof: Composition,Pitched
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Loft
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,572 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Stair Lift,Accessible Doors

Details

  • Parcel number: 4072059461502000000
  • Zoning: R1
  • Other equipment: Satellite Dish
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Association
  • Patio & porch: Rear Porch,Deck,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course,Mountain(s)
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: Sloped Down,On Golf Course,Views,Wooded

Parking

  • Parking features: Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$176$2,112
Property Taxes $711$8,532
Electricity $182$2,194
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 88312$258
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88312$282
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-25Price change$499,000
2025-09-05Price change$549,000
2025-06-10Price change$599,000
2025-04-04Listed for sale$658,000
2022-02-14Listing removed--
2021-02-03Listed for sale$545,000

For Sale by Agent

AgentJerry W. Ballard
BrokerageCentury 21 Aspen Real Estate - Alto Office

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