100 Cedar Creek Ct, Ruidoso, NM, 88345
About This Home
Charming 3 bedroom 2 bath home located on a quiet street just minutes from downtown. This cozy cabin offers classic mountain living with wooded views and thoughtful features throughout. Enjoy a covered wraparound deck and a separate covered front deck--perfect for relaxing or entertaining year-round. Inside, you'll find a warm, inviting area with a gas fireplace plus an additional Earth fireplace in the spacious basement bonus room. This home features a combination of carpet and tile flooring for comfort and durability. All appliances are included. There is a workshop in garage and also workshop and storage underneath the house. With its peaceful setting, convenient location, and blend of rustic charm this property is idea as full-time residence, mountain getaway, or investment cabin.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1980
Materials
- Roof: Metal,Pitched
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Dishwasher,Electric Range,Refrigerator
- Laundry features: Stacked
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 2
- Fireplace features: Gas,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 2,152 sqft
Property
Details
- Parcel number: 4072064328418000000
- Zoning: R1
- Other equipment: None
- Horse amenities: None
Features
- Levels: Two
- Stories: 1
- Patio & porch: Covered,Deck,Wrap Around
- Fencing: Chain Link,Fenced,Partial
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.44 Acres
- Features: Sloped Down,Irregular Lot,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $272 | $3,264 |
| Property Taxes | $218 | $2,616 |
| Electricity | $153 | $1,836 |
| Total | $3,095 | $37,140 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $485,000 |
View on Zillow