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129 Taos Trl, Ruidoso, NM, 88345

1beds
1baths
1,006sqft
$165,000
$164price/sqft
$1,148/moest. monthly cost
$45,920/yrincome needed

About This Home

129 Taos Trl. is a 1 bedroom, 1 bathroom, just over 1,000 SF cabin. Nightly rental history available. Enter from covered front deck into wood-floor living room w/ open floor plan. Kitchen ahead with bar, gas cooktop and double-basin sink. Bedroom with en-suite bath at rear of cabin with large shower. Tiled floors in kitchen, bedroom, & bath. Large back deck w/ hot tub, grilling, & enjoying the cool mountain air surrounded by Ponderosa pines. Close to Midtown shopping, Grindstone Lake & Recreation area, Inn of the Mtn Gods, & Ruidoso Downs Race Track. Corner lot w/ ample parking at rear & near level entry (1 step). Metal roof. Natural gas forced air heat, public water & sewer connected.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-81.8 mi
4/10
Ruidoso High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Main Level Primary
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,006 sqft

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 4072065404308000000
  • Zoning: R1
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Enclosed,Front Porch
  • Exterior features: Lighting
  • Fencing: Partial
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot

Parking

  • Parking features: No Garage,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$92$1,104
Property Taxes $74$888
Electricity $148$1,780
Total$1,148$13,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,360/yr
40% on housing$34,440/yr
45% on housing$30,613/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$165
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$165,000
2026-03-06Listed for sale$175,000
2026-02-16Listing removed$185,000
2026-02-08Price change$185,000
2026-01-16Price change$195,000
2025-12-18Price change$199,000
2025-10-23Price change$210,000
2025-04-15Price change$225,000
2025-02-18Listed for sale$279,000
2021-08-07Sold--

For Sale by Agent

AgentCourtney Alcala
BrokerageFuture Real Estate

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