See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

433 Fort Stanton Rd, Alto, NM, 88312

5beds
5baths
3,873sqft
$695,000
$179price/sqft
$5,036/moest. monthly cost
$201,440/yrincome needed

About This Home

This home comes mostly furnished and is set on on a private 3.6 acres! It offers some great updates and features, including recently added flooring. The inviting foyer welcomes you into this large yet cozy mountain getaway. The big master bedroom includes bay windows to enjoying the trees and nature surrounding the home. It also includes a large dining area off of the kitchen and living room. The Kitchen features a Wolf Oven/ Range & large stainless fridge/freezer duo. Partially fenced back yard and recently added gear carports for gear and more. Enjoy a two car garage and lots of space around the home to add the shops and buildings of your dreams! This home is located in the county, nearby the prestigious Alto Lakes Golf and Country Club and 4 golf courses. Great trees and sitting areas!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Capitan Elementary SchoolGrades PK-59.7 mi
6/10
Capitan Middle SchoolGrades 6-89.7 mi
9/10
Capitan High SchoolGrades 9-129.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Other,See Remarks

Interior Area

  • Total interior livable area: 3,873 sqft

Property

Details

  • Parcel number: 4073059362204000000
  • Zoning: R1
  • Other equipment: Other
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Valley,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 3.60 Acres
  • Features: Gentle Sloping,Views

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$245$2,940
Property Taxes $1,002$12,024
Electricity $275$3,304
Total$5,036$60,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,662/yr
40% on housing$151,080/yr
45% on housing$134,293/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 88312$258
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88312$282
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$695,000
2026-05-30Listed for sale$724,500
2021-07-26Sold--
2021-06-14Pending sale$550,000
2021-06-01Price change$550,000
2021-05-24Price change$569,500
2021-02-10Listed for sale$582,500
2021-01-19Listing removed--
2020-10-17Price change$582,500
2020-08-26Price change$593,500
2020-07-19Listed for sale$605,000
2016-12-28Sold--

For Sale by Agent

AgentBrett T Nichols
BrokerageBlack Gold Real Estate

Similar Homes