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802 Hull Rd, Ruidoso, NM, 88345

4beds
3baths
3,973sqft
$839,000
$211price/sqft
$5,372/moest. monthly cost
$214,880/yrincome needed

About This Home

Beautifully remodeled 4BR/3BA turnkey mountain home with extensive 2025 updates, including metal roof, central air, Generac generator, exterior paint, and stainless appliances. Features granite countertops, cherry cabinetry, multiple living areas, sunroom, game room, office, workshop, fenced yard, 2-car garage, carport, and storage shed. Partially furnished.Full-Price Offer Package: Includes Lot 10 Brentwood Drive, Alto, NM | MLS #134279, a .29 acre lot with a full golf membership package for Alto Country Club. Package subject to offer and final negotiated terms.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Ruidoso Middle SchoolGrades 6-80.5 mi
4/10
Ruidoso High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Gas Cooktop,Disposal,Microwave,Refrigerator,Range Hood,Water Softener Owned,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Storage,Workshop
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Wood BurningStove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total interior livable area: 3,973 sqft

Property

Details

  • Parcel number: 4073063118173000000
  • Zoning: R1
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around
  • Exterior features: Dog Run,Lighting,Rain Barrel/Cistern(s),Rain Gutters,Storage
  • Fencing: Back Yard,Chain Link,Fenced,Partial
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 0.67 Acres
  • Features: Interior Lot,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$471$5,652
Property Taxes $377$4,524
Electricity $282$3,389
Total$5,372$64,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,182/yr
40% on housing$161,160/yr
45% on housing$143,253/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 88345$163
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88345$266
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$799,500
2026-08-02Price change$839,000
2026-06-29Listed for sale$850,000
2024-11-08Sold--
2024-10-10Listed for sale$598,000

For Sale by Agent

AgentMatthew Ingram
BrokerageFathom Realty NM

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