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132 Deer Valley Dr, Alto, NM, 88312

3beds
2baths
1,920sqft
$596,000
$310price/sqft
$4,206/moest. monthly cost
$168,240/yrincome needed

About This Home

Mature landscaping says welcome to this inviting & meticulously maintained 3 Bdrm, 2 Bath home nestled in the serene setting of Deer Park Valley. A split floor plan features an open concept living/dining/kitchen area, solid oak flooring & a cozy library/office. The primary Bdrm features both a his & a hers closet plus a spacious bath. The living area's stunning river rock fireplace features a hand-crafted live-edge mantel. Plantation shutters throughout. You'll be drawn to the covered rear deck that overlooks a fenced yard w/firepit. Peaceful views in a private park-like setting! Tastefully furnished & truly move-in ready! Property conveys with an ALG&CC Full Golf Membership - experience the welcoming lifestyle & vibrant social community that make Alto such a special place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Capitan Elementary SchoolGrades PK-59.6 mi
5/10
Capitan Middle SchoolGrades 6-89.6 mi
9/10
Capitan High SchoolGrades 9-129.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Oven,Gas Water Heater,Microwave,Refrigerator,Water Softener Owned,Water Heater,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),High Speed Internet,Primary Downstairs,Open Floorplan,Recessed Lighting,Main Level Primary,Utility Room
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Raised Hearth
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,920 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4074059374343000000
  • Zoning: R1
  • Special condition: Standard
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Back Yard,Fenced,Other
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Interior Lot,Level,Rectangular Lot,Views

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,013$36,156
Home Insurance *$210$2,520
Property Taxes $835$10,020
Electricity $148$1,780
Total$4,206$50,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,205/yr
40% on housing$126,180/yr
45% on housing$112,160/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 88312$254
Lincoln County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 88312$282
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$596,000
2020-10-02Listing removed$469,000
2020-09-01Listed for sale$469,000

For Sale by Agent

AgentMark & Kathy Clark
BrokerageFathom Realty NM

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