107 Valley Ct, Alto, NM, 88312
About This Home
Discover the perfect blend of tranquility and comfort in this inviting single-level 3-bedroom, 2-bath home with a 2-car garage, complete with a desirable social membership to the prestigious Alto Lakes Golf & Country Club. Step inside to an open-concept floor plan bathed in natural light, featuring a delightful kitchen equipped with wood cabinetry, stainless steel appliances, and a convenient center island--ideal for everyday living and entertaining. The primary suite offers a peaceful retreat with a walk-in closet and ensuite bath. Additional highlights include a cozy stacked-stone wood-burning fireplace, recessed lighting, ceiling fans throughout, and stylish vinyl wood-plank flooring. Outside, the deck space beckons for gatherings all set on a private, peaceful lot approaching an acre.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: See Remarks
- Year built: 2001
Materials
- Roof: Metal,Pitched
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator,Water Softener Owned,Stainless Steel Appliance(s)
- Laundry features: Washer Hookup
Bedroom2
- Area: 189.65
- Dimensions: 12.99 x 14.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 739.96
- Dimensions: 24.69 x 29.97
Features
- Ceiling Fan(s),Open Floorplan,Recessed Lighting,Main Level Primary
- Flooring: Carpet,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Natural Gas
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,648 sqft
Master Bedroom
- Area: 324.14
- Dimensions: 18.65 x 17.38
Office
- Area: 137.38
- Dimensions: 11.41 x 12.04
Property
Details
- Parcel number: 4074059506278000000
- Zoning: R1
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Pool features: Association
- Patio & porch: Deck
- Has view: Yes
- View description: Mountain(s),Valley,Trees/Woods
- Waterfront features: None
Lot
- Lot size: 1 Acres
- Features: Level,Views,Wooded
Parking
- Parking features: Attached,Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Ice Storm
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $757 | $9,084 |
| Electricity | $148 | $1,780 |
| Total | $3,744 | $44,928 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-05 | Price change | $525,000 |
| 2025-09-26 | Price change | $530,000 |
| 2025-08-03 | Price change | $540,000 |
| 2025-07-03 | Listed for sale | $555,000 |
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