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239 Pueblo Loop, Alto, NM, 88312

3beds
2baths
1,903sqft
$620,000
$326price/sqft
$4,755/moest. monthly cost
$190,200/yrincome needed

About This Home

Enjoy the opportunity to own a level-access pueblo with a full golf membership for sale in the beautiful Rainmaker Golf Community! This fully furnished home features three bedrooms and two bathrooms, offering stunning Sierra Blanca views from the back gated patio. Recent upgrades include a new washer and dryer, as well as a dishwasher. Both the front and back concrete floors have been freshly painted, and artificial astroturf has been installed in the gated patios for easy maintenance. The living room boasts beautiful wood flooring, and all utilities are underground, ensuring a clean and unobstructed view. Don't miss this lovely home!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
Ruidoso Middle SchoolGrades 6-86.3 mi
4/10
Ruidoso High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2008

Materials

  • Roof: Composition,Flat,Pitched
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Pueblo
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Softener Owned,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),High Speed Internet,Open Floorplan,Pantry,Main Level Primary
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,903 sqft

Property

Details

  • Parcel number: 4076058251090000000
  • Zoning: R1
  • Special condition: Standard
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Fencing: Back Yard,Fenced,Front Yard,Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None

Lot

  • Lot size: 4,356 sqft
  • Features: Near Golf Course,Level,Views

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete,Garage,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Ice Storm
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$218$2,616
Property Taxes $1,254$15,048
Electricity $148$1,780
Total$4,755$57,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,028/yr
40% on housing$142,650/yr
45% on housing$126,800/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 88312$254
Lincoln County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 88312$282
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$669,000
2022-11-21Sold--
2022-09-14Pending sale$650,000
2022-09-01Price change$650,000
2021-09-15Listed for sale$475,000
2021-08-16Pending sale$475,000
2021-08-09Listed for sale$475,000
2021-07-23Pending sale$475,000
2021-07-23Listed for sale$475,000
2015-08-24Sold--

For Sale by Agent

AgentJoel R. Balderrama
BrokerageColdwell Banker SDC

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