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409 E 10th St, Washington, NC, 27889

2beds
1baths
1,068sqft
$184,999
$173price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home offering 1,068 square feet of comfortable living space in the heart of Washington. Bright, inviting, and recently updated, the home features beautiful hardwood floors, a spacious living room, a dedicated dining area, and a refreshed kitchen with stainless-steel appliances. Step outside to enjoy the generous yard, patio area, storage shed, and new wraparound wood fence completed in 2024 -- perfect for added privacy and creating your own outdoor retreat. The location is hard to beat, with convenient access to Washington’s waterfront, the Pamlico River, ECU Health Beaufort Hospital, Beaufort County Community College, local restaurants, shopping, and more. The property is currently tenant-occupied, with the lease converting to month-to-month on August 11, 2026. Showings require at least 24 hours’ notice and must be scheduled in advance. Please do not disturb the tenants. Contact for current rental rate. For Sale by Owner. Real estate agents and brokers, please do not contact the sellers to solicit listing services. Agents representing an interested buyer are welcome to reach out. Property information is believed to be accurate but should be independently verified by the buyer.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
Eastern ElementaryGrades PK-10.5 mi
4/10
P S Jones MiddleGrades 6-83.6 mi
3/10
Washington HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,068 sqft

Property

Details

  • Parcel number: 5686109158

Features

  • Exterior features: Other,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$91$1,092
Property Taxes $140$1,680
Electricity $200$2,405
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$153
Beaufort County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$184,999
2026-01-31Listing removed$1,400
2026-01-12Price change$1,400
2025-12-27Listed for rent$1,500
2025-12-22Listing removed$185,000
2025-11-24Price change$185,000
2025-11-11Listed for sale$195,000
2025-08-04Listing removed$1,500
2025-07-20Price change$1,500
2025-07-14Listed for rent$1,600
2025-02-24Listing removed$1,500
2025-02-11Listed for rent$1,500
2025-01-27Listing removed$2,000
2025-01-06Listed for rent$2,000
2023-05-23Sold$172,000
2023-04-20Pending sale$169,900
2023-04-14Listed for sale$169,900

For Sale by Owner

AgentProperty Owner

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