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322 River Road, Washington, NC, 27889

2beds
1baths
683sqft
$245,000
$359price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

WOW! You won't want to miss seeing this adorable home. It is ready for you to bring your furniture and make it yours. You don't need to worry about updates because they have already been done. New roof, New HVAC, updated windows, New on demand water heater, Updated bathroom, updated paint inside and out, Updated sewer lines. All appliances stay. * BONUS * There is a detached garage/workshop/Man Cave on a second parcel. This is a perfect home for those wanting to downsize but still need extra space for visitors. This property is located only 5 minutes from the Historic Washington Waterfront. The loft in the garage continues work on completion. The bathroom will have all new fixtures and floor covering will be installed. This property is only 5 minutes for Washington's Historic Waterfront.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Eastern ElementaryGrades PK-10.7 mi
4/10
P S Jones MiddleGrades 6-82.4 mi
2/10
Washington HighGrades 9-121.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Asbestos,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator,Tankless Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Blinds/Shades
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Tile
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 683
  • Total interior livable area: 683 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 39525
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Storm Doors
  • Fencing: Partial,Vinyl
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: see survey

Parking

  • Total spaces: 1
  • Parking features: Gravel,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$121$1,452
Property Taxes $116$1,392
Electricity $200$2,405
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$153
Beaufort County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$252,000
2026-01-09Listing removed$180,000
2025-11-27Price change$180,000
2025-11-17Price change$160,000
2025-09-15Price change$240,000
2025-07-09Listed for sale$250,000
2023-06-11Listing removed--
2023-05-12Listed for sale$300,000

For Sale by Agent

AgentCorky House
BrokerageRoanoke Realty Team

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