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21727 N Vista Cir, Colbert, WA, 99005

5beds
5baths
7,474sqft
$2,400,000
$321price/sqft
$14,629/moest. monthly cost
$585,160/yrincome needed

About This Home

This peaceful, private 68 acre property blends quiet country living with easy convenience only 15 min from town. Nature surrounds you in every direction. Deer, moose, elk, and countless other wild visitors roam the land while hummingbirds return every Spring. Plenty of room for everyone including horses and pets. Ride ATV’s on the private trails that wind through the acreage, or take a peaceful walk down to the creek and watch the fish gliding through the clear water. This expansive residence offers 5 spacious bedrooms and 5 well-appointed bathrooms, complemented by a 3-car attached garage. High-end finishes include gleaming hardwood floors, Pella wood windows, and a gourmet kitchen featuring a SubZero refrigerator and Wolf range. Zoned heating and cooling provide year-round comfort with multiple systems. For the hobbyist or entrepreneur, a 60x40 shop with 12x40 lean-to, 200 amp service, and 3 oversized garage doors. Development potential to split into 3-20 +/- acre lots - reach out for more details. Mead SD.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
7/10
Mt Spokane High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Tile
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Range,Double Oven,Dishwasher,Refrigerator,Disposal,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Daylight,Rec/Family Area,Walk-Out Access,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Cathedral Ceiling(s),Natural Woodwork,In-Law Floorplan,Hard Surface Counters
  • Window features: Multi Pane Windows,Skylight(s),Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas,Propane,Wood Burning,Pellet Stove
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 3414

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,474
  • Total interior livable area: 7,474 sqft

Other

  • Level: Second
  • Area: 711

Property

Details

  • Parcel number: 47092.0118
  • Other equipment: Air Purifier

Features

  • Levels: One and One Half
  • Stories: 2
  • Has view: Yes
  • View description: Territorial
  • Waterfront features: Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 68.28 Acres
  • Features: Views,Sprinkler - Automatic,Secluded,Oversized Lot,Horses Allowed

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$614$7,368
Property Taxes $1,369$16,428
Electricity $511$6,134
Total$14,629$175,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$501,565/yr
40% on housing$438,870/yr
45% on housing$390,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 99005$226
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99005$231
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$2,500,000
2016-07-05Sold$650,000
2016-06-06Listed for sale$650,000
1989-12-05Sold$66,000

For Sale by Agent

AgentJennifer Clemens
BrokerageKeller Williams Spokane - Main

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