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106 Windlass Way, Aurora, NC, 27806

3beds
2baths
1,873sqft
$479,900
$256price/sqft
$3,733/moest. monthly cost
$149,320/yrincome needed

About This Home

If you're looking for water access and private lot, then this is it! First floor living at it's finest with an upstairs bonus/storage area! Multiple living spaces with both a den and a beautiful 4 season room overlooking the spacious backyard, pool, pier and creek! The outside deck is perfect for all of your outdoor entertaining! Trex decking carries all the way to the pier. Enjoy your own private dock, kayak launch and boat lift. Direct creek access allows for easy boat travel to the Pamlico Sound. Enjoy boating trips to Beaufort and Oriental! Detached garage with finished room above (233 sqft, not included in square footage). Perfect for extra storage or rec area! This home has been meticulously maintained. Updated flooring, recently updated baths, new roof in 2021, four season room in 2024.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
S W Snowden ElementaryGrades PK-87.8 mi
5/10
Southside HighGrades 9-1225.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Shake Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Dishwasher

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Generator Plug,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Propane,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,873
  • Total interior livable area: 1,873 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 15712
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Pier,Boat Lift
  • Frontage type: Creek
  • Living area range: 1800 - 1999

Lot

  • Lot size: 3.94 Acres
  • Features: Boat Dock,Boat Lift,Pier
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$827$9,924
Property Taxes $280$3,360
Electricity $200$2,405
Total$3,733$44,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,988/yr
40% on housing$111,990/yr
45% on housing$99,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 27806$160
Beaufort County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27806$53
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$499,900
2026-03-06Listed for sale$524,900
2026-01-10Listing removed$524,900
2025-08-05Price change$524,900
2025-05-15Price change$549,900
2025-03-08Listed for sale$570,000
2009-12-14Sold$275,000

For Sale by Agent

AgentSarah Houck
BrokerageEXP Realty LLC - C

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