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620 W 2nd Street, Washington, NC, 27889

5beds
5baths
4,764sqft
$1,174,900
$247price/sqft
$7,867/moest. monthly cost
$314,680/yrincome needed

About This Home

Fully renovated from top to bottom, this century-old home now features brand-new plumbing and drainage, updated electrical with a new panel and circuits, a new heating system with all-new ductwork and furnace, added insulation, and a new roof—eliminating the typical worries of older homes and making it truly move-in ready. An extraordinary blend of historic charm and modern comfort, it offers effortless living in the heart of Washington, North Carolina. Voted ''Best Town You've Never Heard Of'' by Southern Living Magazine, Washington offers charming riverfront living just two blocks from the Pamlico River and within walking distance of downtown shops, dining, and cultural attractions. This 4,700 sq. ft., 5-bedroom, 4.5-bath residence sits on a private, tree-shaded lot. The chef's kitchen showcases a 48-inch commercial-grade range, 60-inch professional refrigerator, pot filler, and oversized quartz island, flowing into open living and dining spaces ideal for entertaining. The primary suite offers a spa-inspired retreat, complemented by four additional bedrooms, a stately library, and rare private off-street parking. This is more than a home—it's a thoughtfully reimagined piece of history. *Some photos are virtually staged.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
John C Tayloe ElementaryGrades 2-30.8 mi
4/10
P S Jones MiddleGrades 6-81.9 mi
2/10
Washington HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Bookcases,Kitchen Island,Pantry,Walk-in Shower,Wet Bar,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,764
  • Total interior livable area: 4,764 sqft

Property

Details

  • Parcel number: 11193
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Fencing: Partial,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 4500 - 4999

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Covered,Off Street,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,940$71,280
Home Insurance *$584$7,008
Property Taxes $900$10,800
Electricity $443$5,324
Total$7,867$94,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,725/yr
40% on housing$236,010/yr
45% on housing$209,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 27889$150
Beaufort County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 27889$158
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,124,900
2026-04-01Price change$1,144,990
2026-03-20Listed for sale$1,174,900
2026-02-12Listing removed$1,174,900
2026-01-08Price change$1,174,900
2025-10-13Price change$1,199,900
2025-09-07Listed for sale$1,250,000
2024-09-17Sold$330,000
2024-06-28Contingent$447,900
2024-06-25Listed for sale$447,900
2024-04-23Contingent$447,900
2024-04-23Pending sale$447,900
2024-04-16Listed for sale$447,900
2021-06-06Listing removed--
2021-05-17Listed for sale$320,000
2020-10-08Listing removed$290,000
2020-06-24Pending sale$290,000
2020-06-17Price change$290,000
2020-02-05Price change$310,000
2019-10-29Listed for sale$290,000
2005-08-30Sold$275,000

For Sale by Agent

AgentJordan Shackelford
BrokerageLee and Harrell Real Estate Professionals

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