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290 Whichard Lane, Chocowinity, NC, 27817

4beds
3baths
2,232sqft
$695,000
$311price/sqft
$4,217/moest. monthly cost
$168,680/yrincome needed

About This Home

Private boat slip! Wake up to panoramic water views from this stunning custom-built home! Located in the gated community of Beaufort Pointe, this beautifully designed 4-bedroom, 3-bath residence was custom built in 2017 by Elks Construction with a reverse floor plan thoughtfully created to maximize sweeping views of the Pamlico River. Inside, quality craftsmanship is evident throughout with hardwood floors, detailed trim work, and oversized molding that add character to every space. The first floor holds the master bedroom and two additional bedrooms joined by a jack and jill bathroom. All three bedrooms have water views from almost every window! The master bathroom includes a free standing tub, shower, and walk-in closet. This level also conveniently houses the laundry. The second floor greets you with an open-concept living area ideal for both relaxing and entertaining, complemented by a well-appointed kitchen featuring a gas range and large island. A fourth bedroom and full bathroom are on the second floor as well. A whole-house generator added in 2024 provides peace of mind, and a private elevator offers convenient access to all levels of the home. Outdoor living truly shines with two expansive decks spanning the front of the home, offering stunning panoramic river views--perfect for morning coffee, evening sunsets, or hosting guests. Enjoy deeded water access with your private 38-ft boat slip, as well as neighborhood amenities including a community boat ramp and pier. Two attached garage spaces provide ample parking and plenty of room for storage. Coastal living awaits you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Chocowinity PrimaryGrades PK-44.0 mi
4/10
Chocowinity MiddleGrades 5-84.4 mi
5/10
Southside HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Washer,Refrigerator,Dryer,Dishwasher

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-in Closet(s),Whole-Home Generator,Kitchen Island,Ceiling Fan(s),Elevator,Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3694
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered
  • Fencing: None
  • Has view: Yes
  • View description: Canal,River
  • Has water view: Yes
  • Water view: Canal,River
  • Waterfront features: Boat Ramp,Deeded Water Access
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 6,969 sqft
  • Features: Boat Dock,Boat Ramp,Deeded Water Access
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$209$2,508
Property Taxes $287$3,444
Electricity $207$2,494
Total$4,217$50,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,582/yr
40% on housing$126,510/yr
45% on housing$112,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 27817$155
Beaufort County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 27817$170
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$729,000
2026-02-05Listed for sale$739,000
2023-05-31Sold$625,000
2023-05-02Pending sale$649,000
2023-03-20Price change$649,000
2023-02-17Price change$671,000
2022-11-16Listed for sale$699,000
2020-06-19Sold$435,000
2020-05-17Pending sale$469,000
2020-05-06Price change$469,000
2020-04-01Price change$479,000
2020-02-26Price change$498,000
2020-01-08Listed for sale$519,000

For Sale by Agent

AgentAlexis Brooks Linson
BrokerageUnited Country Respess Real Estate

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