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674 Brooks Road, Bath, NC, 27808

3beds
3baths
2,060sqft
$595,000
$289price/sqft
$3,784/moest. monthly cost
$151,360/yrincome needed

About This Home

Discover the charm of waterfront living on Back Creek in beautiful Bath. This recently updated home offers the perfect blend of comfort, relaxation, and outdoor adventure ideal for anyone seeking a more peaceful lifestyle. Inside, you'll find fresh interior paint, new flooring throughout, newer stainless steel appliances, a 2022 HVAC system, and a 2023 hot water heater, providing modern convenience and peace of mind from day one. Step outside and experience everything waterfront living has to offer. Fish, boat, swim, or crab right from your backyard, or simply relax with your morning coffee while enjoying tranquil views of Back Creek's sparkling waters. The private pier with a boat lift and second-story viewing platform creates the ultimate setting for entertaining, unwinding, or soaking in panoramic water views and unforgettable sunsets. A spacious 20x36 detached garage offers ample room for storage, a workshop, or all your boating and outdoor equipment. The home is also pre-wired for a whole-house generator, adding extra convenience and preparedness. Additional perks include: * Additional parcel included (Reid #14562) * Total acreage: 0.35 acres * No HOA * No city taxes * Not located in a flood zone If you've been dreaming of a peaceful waterfront retreat with modern updates and endless opportunities to enjoy the outdoors, this Back Creek property is ready to welcome you home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Bath ElementaryGrades K-80.9 mi
5/10
Northside HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Water Softener,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Central Vacuum,Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Laminate,Ceramic Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 14562
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Creek/Stream,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • On waterfront: Yes
  • Waterfront features: Pier,Boat Lift,Bulkhead,Waterfront,Water Depth 4+
  • Frontage type: Creek
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.29 Acres
  • Features: Boat Slip,Boat Dock,Boat Lift,Bulkhead,Deeded Waterfront,Pier,Water Depth 4+
  • Lot size dimensions: 111 x 117 x 121 x 120

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$267$3,204
Property Taxes $309$3,708
Electricity $200$2,405
Total$3,784$45,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,737/yr
40% on housing$113,520/yr
45% on housing$100,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 27808$501
Beaufort County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 27808$225
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$649,900
2022-11-29Sold$375,000
2022-10-11Pending sale$375,000
2022-10-05Listed for sale$375,000
2022-09-16Pending sale$375,000
2022-09-12Listed for sale$375,000

For Sale by Agent

AgentKelly McCarvill
BrokerageSeabird Realty

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