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272 Bay Shore Drive, Chocowinity, NC, 27817

3beds
2baths
2,180sqft
$399,900
$183price/sqft
$2,506/moest. monthly cost
$100,240/yrincome needed

About This Home

Gorgeous & updated 3BR/2BA canal-front home offering direct access to the Pamlico River! This move-in ready home features a desirable open & split-bedroom floor plan, LVP flooring, and an inviting living room with a shiplap accent wall and sleek electric fireplace. The eat-in kitchen boasts quartz countertops, tile backsplash, pantry, island, and plenty of cabinet space. The spacious owner's suite offers a large walk-in closet, dual-sink vanity, and an oversized walk-in tile shower with a bench seat. Other extras include gutters (2026), updated plumbing and lighting fixtures, dining room area, laundry room, and plantation blinds. ALSO...Enjoy over 500 sq. ft. of additional conditioned space beneath the home with epoxy floors, a second kitchen area, half bath, and one-car garage access through a roll-up door, making it ideal for a man cave, entertaining, hobbies, or workshop space (not included in the home's heated square footage). There is additional covered parking beneath the home, along with driveway parking. Relax on the expansive decking, including a covered back deck overlooking the water. Perfectly situated near the end of the street with no city taxes, this home offers the ideal blend of comfort and coastal living. Whether you're looking for a primary residence or the perfect waterfront getaway, this one is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Chocowinity PrimaryGrades PK-42.6 mi
4/10
Chocowinity MiddleGrades 5-82.7 mi
5/10
Southside HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Other,Raised,Slab,Pilings
  • Roof: Shingle,Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,2nd Kitchen,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)
  • Door features: Thermal Doors,Storm Door(s)
  • Flooring: LVT/LVP,Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Other,Fireplace Insert,Electric,Heat Pump
  • Cooling features: Other,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 2,180 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Ground

Property

Details

  • Parcel number: 5675802074
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Covered,Deck
  • Exterior features: Storm Doors,Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: Canal,River
  • Has water view: Yes
  • Water view: Canal,River
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front
  • Frontage type: River,Canal Front
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.49 Acres
  • Features: Cul-De-Sac,Bulkhead

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Covered,Asphalt,On Site,Attached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Beaufort County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$120$1,440
Property Taxes $161$1,932
Electricity $203$2,436
Total$2,506$30,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,920/yr
40% on housing$75,180/yr
45% on housing$66,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 27817$174
Beaufort County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27817$170
Beaufort County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$399,900
2023-06-02Sold$135,000

For Sale by Agent

AgentCaroline Johnson
BrokerageCaroline Johnson Real Estate Inc

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