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17510 E Montgomery Ave, Spokane Valley, WA, 99016

4beds
4baths
3,508sqft
$899,900
$257price/sqft
$5,743/moest. monthly cost
$229,720/yrincome needed

About This Home

Wonderful 1.44-acre property tucked into a neighborhood just moments from the Centennial Trail and Spokane River! This custom-built home features a tiled entry and office, rich hickory floors, and vaulted wood ceilings. The oversized kitchen offers granite countertops, island, pantry, and abundant storage with an inviting eating space. The primary suite is a true retreat with beamed ceilings, walk-in closet, deck access, and a beautifully updated bath with double sinks, tiled shower, and soaking tub. The fully finished basement includes a spacious family room with wet bar, three bedrooms, and two baths. Shop enthusiasts and hobbyists will love the 2-car attached garage, 2-car detached garage, and heated 30x40 shop with 900 SF studio space and 12' ceilings. A truly special property offering space, quality, and a great location.

Getting Around

2
WalkingCar-Dependent
30
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
Selkirk Middle SchoolGrades 6-81.8 mi
8/10
Ridgeline High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Cathedral Ceiling(s),Natural Woodwork,Hard Surface Counters
  • Window features: Bay Window(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1841

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Radiant Floor,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,508
  • Total interior livable area: 3,508 sqft

Property

Details

  • Parcel number: 55073.0209

Features

  • Stories: 2
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 1.45 Acres
  • Features: Sprinkler - Automatic,Level,Secluded,Open Lot,Oversized Lot,Horses Allowed,Garden

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Access/Parking,Workshop in Garage,Garage Door Opener,Off Site,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$198$2,376
Property Taxes $756$9,072
Electricity $239$2,879
Total$5,743$68,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,902/yr
40% on housing$172,290/yr
45% on housing$153,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 99016$235
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99016$261
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$899,900
2019-11-26Sold$619,000
2019-09-08Price change$649,950
2019-08-07Price change$683,900
2019-07-10Listed for sale$723,000
2009-04-09Sold$440,500
2008-06-05Listing removed$539,950
2008-05-24Price change$539,950
2008-05-04Listed for sale$549,950
2006-07-14Sold$475,000

For Sale by Agent

AgentMollie Sweat, Coldwell Banker Tomlinson
BrokerageColdwell Banker Tomlinson

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